Silk Bank has been a key player in Pakistan’s banking sector, known for its focus on consumer banking, SME lending, and digital services. As we enter 2025, many aspiring professionals are still searching for opportunities at Silk Bank.

However, recent developments in the banking industry have drastically changed the employment landscape for Silk Bank jobs. In this article, we will explore the current status of Silk Bank, its recent merger, and how candidates can now apply for similar roles under United Bank Limited (UBL).

Overview of Silk Bank

Silk Bank Limited, originally known as Prudential Commercial Bank and later Saudi Pak Commercial Bank, was rebranded as Silk Bank in 2008. Over the years, it earned a reputation for providing innovative financial services, particularly in consumer financing, credit cards, and SME banking.

With a strong presence in major cities like Karachi, Lahore, Islamabad, and Faisalabad, Silk Bank offered a range of positions in retail banking, branch operations, credit, compliance, and IT.

Major Development in 2025: Merger with United Bank Limited (UBL)

In March 2025, the State Bank of Pakistan officially announced the merger of Silk Bank into United Bank Limited (UBL). As a result, Silk Bank has ceased to exist as a separate entity. Its license was cancelled, and all operations, employees, and branches are now part of UBL.

This strategic merger was executed to stabilize Silk Bank’s operations and enhance UBL’s market presence, especially in the areas of digital and retail banking. All Silk Bank accounts, systems, and staff are now being integrated under UBL’s infrastructure.

What This Means for Job Seekers

If you’re searching for Silk Bank Jobs in 2025, it’s important to understand that:

Silk Bank is no longer hiring independently.
All career opportunities that were previously offered by Silk Bank are now part of UBL’s recruitment process.
Candidates should apply through UBL’s official careers portal for any openings that match the nature of Silk Bank’s past roles.

This transition does not eliminate opportunities; in fact, UBL is expected to expand its hiring to accommodate the newly acquired branches and services of Silk Bank.

UBL Careers: The New Path to Silk Bank-Style Roles

United Bank Limited (UBL) is one of Pakistan’s largest and most respected banks, with over 1,400 branches and a strong focus on innovation, technology, and customer service. With the acquisition of Silk Bank, UBL has taken overseveral new business lines and customer portfolios, increasing the need for skilled professionals.

Positions that were once typical of Silk Bank—such as those in consumer banking, SME financing, and digital innovation—are now offered through UBL.

Common Roles You Can Expect:

Relationship Manager (Retail / SME)
Credit Analyst
Branch Operations Officer
Compliance & Audit Officer
Sales Executive (Loans / Credit Cards)
Digital Banking Associate
Customer Service Officer
IT Support & Core Banking Specialist

These roles are regularly advertised on UBL’s careers portal.

Eligibility Criteria

While specific job requirements vary by role, most positions follow the general criteria below:

Educational Qualification

Minimum: Bachelor’s degree in Business Administration, Commerce, Finance, Economics, or a relevant field.
Preferred: Master’s degree (MBA, M.Com, MPA) from a recognized university.

Experience

For entry-level roles: 0–2 years of relevant experience.
For mid-level roles: 3–5 years in banking, sales, operations, or risk.
For senior positions: 6+ years in team leadership, branch management, or compliance.

Age Limit

Typically between 25 to 40 years depending on the position and level.

Technical Skills

Proficiency in MS Office
Familiarity with core banking systems (e.g., Temenos, Oracle Flexcube)
Understanding of SBP regulations and KYC/AML practices
Strong communication and customer handling skills

How to Apply for Relevant Jobs in 2025

Since Silk Bank no longer posts jobs under its own brand, all job applications must be submitted through the UBL Careers portal.

Step-by-Step Application Process:

Visit the UBL Careers Page:
https://www.ubldigital.com/Careers
Search for Available Jobs:
Browse open vacancies based on department, experience level, and location.
Register or Log In:
Create a profile or log into your existing account on the UBL job portal.
Submit Application:
Fill in the application form with personal details, academic background, and upload your resume and certificates.
Track Your Status:
Monitor your application status by logging into your profile regularly.

Selection Process

The hiring process at UBL (and previously at Silk Bank) follows a structured approach:

Shortlisting:
Applications are reviewed based on qualifications and experience.
Assessment Test (if applicable):
Entry and mid-level candidates may be asked to take an aptitude or technical test.
Interview:
Selected candidates are invited for an interview, either in person or online, depending on the role.
Final Evaluation:
HR and departmental heads conduct final evaluations before offering the position.
Background Checks:
Selected candidates undergo document verification and background checks.

Career Growth and Advancement

Whether you’re applying for a position that was once part of Silk Bank or newly created at UBL, there are ample growth opportunities in the banking sector. UBL is known for:

Internal promotions
Performance-based bonuses
Training and certifications (e.g., Islamic finance, credit risk)
International banking exposure through global branches

If you have experience in customer handling, credit risk, SME banking, or digital operations, you can expect quick advancement through UBL’s structured career paths.

Tips for a Successful Application

Tailor your CV: Focus on banking achievements, KPIs, and certifications.
Prepare for interviews: Review banking terms, products, SBP guidelines, and customer scenarios.
Stay updated: Follow UBL’s official page for new job postings and banking updates.
Be proactive: Apply early and follow up via email if needed.

Conclusion

In 2025, Silk Bank as a brand has officially merged into UBL, and therefore, it no longer operates independently.However, this change has not ended job opportunities—it has expanded them under a larger and more stable organization: United Bank Limited. All professionals who once aspired to work at Silk Bank can now pursue careers in UBL, especially in departments where Silk Bank was traditionally strong.

With the right qualifications, preparation, and application strategy, you can still land a job that aligns with your goals through UBL.

Official Apply Link:

UBL Careers Portal: https://www.ubldigital.com/Careers

Silk Bank Jobs 2025: Complete Guide for Career Seekers

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